IJRR

International Journal of Research and Review

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Research Paper

Year: 2021 | Month: August | Volume: 8 | Issue: 8 | Pages: 496-503

DOI: https://doi.org/10.52403/ijrr.20210867

The Influence of Financial Literacy, Lifestyle and Self-Control on the Consumption Behavior of Economic Education Student

Ririn Eka Fariana1, Bayu Surindra2, Zainal Arifin3

1,2,3Department of Economics Education, Nusantara PGRI University, Kediri, Indonesia

Corresponding Author: Ririn Eka Fariana

ABSTRACT

The purpose of this study was to determine financial literacy and lifestyle as well as self-control on the consumptive behavior of Economic Education students at UNP Kediri. This research approach used a quantitative approach as well as descriptive research techniques and multiple linear regressions. The sample collection used was a purposive sampling technique totaling 46 students. The results of this study indicated that financial literacy had a positive effect and had a significant value on student consumptive behavior, this can be seen in the value of Sig 0.027 <0.05. This lifestyle had a positive effect and had a significant value on the consumptive behavior of students, this could be seen in the value of Sig 0.038 <0.05. Self-control had a positive effect and had a significant value also on the consumptive behavior of students, this could be seen in the value of Sig 0.002 <0.05. Financial literacy, lifestyle and self-control had a significant and significant effect on the consumptive behavior of students, this could be seen in the value of Sig 0.000 <0.05.

Keywords: Financial Literacy, Lifestyle, Self Control, Consumptive Behavior.

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